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  You’re Not Lazy — You’re Just Tired of Starting Over You’re not lazy. You’re tired. Not just physically. Mentally tired of starting again. Starting over looks harmless. But repeating it drains you. The Hidden Exhaustion Every time you begin something and stop, something happens quietly. You lose energy. You lose belief. You begin to doubt yourself. Not because you can’t do it… but because you haven’t stayed with it. Why It Feels Like Laziness From the outside, it looks like you’re not trying. But inside, you’ve tried many times. You’ve started. You’ve planned. You’ve prepared. You just didn’t continue long enough to see results. The Real Problem It’s not laziness. It’s the cycle of: Starting → stopping → restarting → stopping again. This pattern creates frustration. And frustration slowly turns into avoidance. What Needs to Change 1 — Stop Restarting Completely Don’t go back to zero. Continue...

The Monetary Policy Committee

 The Monetary Policy Committee (MPC) of the Central Bank of Nigeria (CBN) has increased the Monetary Policy Rate (MPR) to 18 per cent from 17.5 per cent.

The CBN governor, Mr Godwin Emefiele said this on Tuesday when he read the communique issued at the end of the 290th meeting of the MPC.



At the last MPC meeting in January, it was increased by 100 basis points, from 16.5 per cent to 17.5 per cent.
According to Emefiele, 10 out of the 12 committee members present at the meeting voted for a moderate rise in the MPR.
He, however, said that all other parameters remained constant.
The Asymmetric Corridor of +100/-500 basis points around the MPR, the Liquidity Ratio of 30 per cent and Cash Reserve Ratio (CRR) of 32.5 per cent were thus retained.
According to Emefiele, the committee debated whether to continue the rate hike to further check inflation.
He said that the MPC also considered whether to hold the rate to observe emerging developments and allow for the impact of the last five rate hikes to permeate the economy.
“Loosening in the view of the committee members would undermine gains so far achieved.
“MPC observed the upward risk to price development and expectations of the removal of the Premium Motor Spirit (PMS) subsidy.
"These, in the view of members, provide a compelling argument for an upward adjustment of policy rate, albeit less aggressively,” he said.
He also said that the apex bank’s naira redesign and cash withdrawal policies had resulted in a sizable reduction in currency outside the banking system.
According to him, that is an indication of improvement in the potency of monetary policy tools of the CBN. 


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