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WHO TOLD YOU?

 Before You Accept Another Limit, Answer the Question. What if one of the biggest obstacles standing between you and your future is something you were told—and never questioned? “You can't.” “You're not ready.” “People like you don't make it.” “It's too late.” “Be realistic.” But here is the question: WHO TOLD YOU? That question is about to become more than a conversation. It is becoming music. EXELLO is preparing to unveil WHO TOLD YOU? — a 12-track album built around questions many people spend their entire lives avoiding. And the countdown has begun. THIS IS NOT JUST ANOTHER ALBUM WHO TOLD YOU? explores the invisible forces shaping human choices: identity, attention, distraction, comfort, discipline, time, failure, purpose, character, responsibility, legacy and the future. Instead of simply telling listeners what to think, the project asks them to examine why they think the way they do. Who defined your limitations? Who owns your attention? Where is your time going? ...

"EFCC Alerts Banks: Staff Complicity Hinders Fight Against Internet Fraud – A Call for Integrity and Collaboration in Combatting Economic Crimes!"

 The Economic and Financial Crimes Commission (EFCC) has raised serious concerns regarding the Complicity of some bank staff in facilitating internet fraud. During a recent address to bank compliance officers in Port Harcourt, the Acting Zonal Director of the EFCC in Rivers State, Assistant Commander Adebayo Adeniyi, highlighted alarming practices where account officers act as informants to fraudsters. This behaviour not only undermines the integrity of financial institutions but also hampers the EFCC's efforts to combat economic crimes.




Key Points from the EFCC Address:
 
Caution Against Complicity: Adeniyi urged bank staff to refrain from actions that could assist fraudsters, such as creating multiple accounts for illicit purposes or alerting customers to ongoing investigations by the EFCC. Such actions can severely obstruct investigations and allow fraudulent activities to flourish.

National Responsibility: The EFCC emphasized the importance of striking a balance between protecting bank interests and fulfilling broader societal responsibilities. Adeniyi stated, "Since you must protect the bank, do not do so at the expense of the nation." He warned that prioritizing the bank's image over ethical conduct could damage the reputation of both the institution and the community.
 
Call for Collaboration: The EFCC is urging financial institutions to strengthen their cooperation with the Commission. Strengthening this partnership is crucial for effectively tackling economic and financial crimes, which have become increasingly sophisticated.

Importance of Due Diligence:** Adeniyi reiterated the necessity for banks to conduct thorough Customer Due Diligence (CDD) and Know Your Customer (KYC) processes. These measures are vital in identifying and preventing fraudulent activities, thereby contributing to the overall fight against corruption in Nigeria.

The EFCC's warning serves as a crucial reminder of the role that financial institutions play in safeguarding the economy. By adhering to ethical practices and cooperating with regulatory bodies, banks can help create a more secure economic environment for all citizens. The Commission's efforts to combat fraud will be significantly bolstered by the commitment of bank staff to uphold integrity and transparency in their operations.

As the EFCC continues its fight against corruption, the collaboration between financial institutions and law enforcement will be pivotal in ensuring that Nigeria's financial system remains robust and resilient against fraudulent activities.

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